Tag: house buying

My Rant Against the First-Time Home-Buyer Moron Credit

My Rant Against the First-Time Home-Buyer Moron Credit

This rant is coming from someone who took the first-time home-buyer credit for purchases in 2008, which for those unaware is $7500 that has to be paid back over 15 years (approx $500/year) with no interest. And I took it to pay off interest accruing debt now, so I could work on the non-interest accruing […]

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The $20 Christmas Tree and a Compliment

The $20 Christmas Tree and a Compliment

Dad and I went out to get our Christmas Tree this weekend, expecting to spend around $30-$50. The place we were recommended to try did not open until 10am, and we were out at 8:30am. We decided not to wait for that place and drove down the road to another place we had passed that […]

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Title Search and Water Test Complete-ish

Title Search and Water Test Complete-ish

The water test came back with a minor amount of bacteria. They said verbally that they would be treating the water and then retesting. The lawyer called me yesterday to let me know the title search was complete, or rather they were finishing it up. There are no liens or anything on the property (they […]

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6.0% good. 5.5% great!

6.0% good. 5.5% great!

“Hi Crystal, Just wanted you to know that I was able to improve your rate today, a full half point to 5.50% based on the same costs. See the attached, I can do this on occasion for clients when the market warrants. It was a rare day yesterday, seeing the market improve in such a […]

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FHA Inspection Complete

FHA Inspection Complete

” Hi Crystal, Your appraisal came in fine at $165,000 and there are no repairs or additional inspection requests. Thanks! Joe” That was the last big hurdle I was worrying about before settlement. As far as I know all that is left is the results from the water test and the actual settlement date. I’m […]

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