When I asked Tractor Supply why the rate on my fathers card was so high and increasing

When I asked Tractor Supply why the rate on my fathers card was so high and increasing

THEY SAID *drumroll*

“Our records reflect that your interest rate is currently 29.99%. The aforementioned rate is considered the Standard APR for Purchases as per the Tractor Supply Company credit card terms and conditions. For this reason, we are unable to negotiate a lower interest rate.”

….