Tractor Tires and Credit Cards

I called up my Uncle Ronnie to see if he could find out how much new back tires for my dads John Deere would cost. I’m hoping to get these for him for Christmas this year and have been saving up for them. However I don’t really know how much they would be so I could be way off. He’s going to get back to me in a few days with a price and location.

I also called up my USAA account and added my dads name to that credit line of mine (up to $5500). This is the account I’ve been using to pay off his loan with as well as any other debt he has. I’m hoping this will supplement any of the crappy accounts he has opened in the past so I can get him to close those and use this as a replacement. That way I can keep better track of what he spends and he’s not suffering through those ridiculous 29.9% interest rates.

I think also using my card will kinda deter him from wanting to overspend or “abuse” this access I’ve given him. Let’s hope anyway. Trying to break him of his spending habits has been a chore and a half, but I’m getting there slowly. I did speak with him about it when I came home and he’s agreed to get rid of the Tractor Supply account and use my card instead.

I’m still trying to debate with myself on whether or not I should take over the Tractor Supply debt now or later. I may way and see if the rate goes up again in April, in which case I’ll take it over immediately. I just don’t like the idea of taking over his debt in case 1. I lose my job and am unable to pay, meaning I ruin my credit or 2. something happens to him and I’m stuck with his debt by myself.