Additional Incentives
I looked at the offer again that USAA sent me regarding balance transfers and gas purchases.
In addition to a 0% APR for 12 months -and- 3% cash back on all gas purchases up to $150 a month, they are also giving me 7 cents off per gallon (in addition to the 30 cents off per gallon a month I get from my grocery store) -and- no balance transfer fee (which are usually like 3% or $75, whichever is less).
So essentially I’ll be getting around 37 cents off per gallon from now on for gas, and I’ll have absolutely no fees or APR associated with the remainder of my fathers debt I just took on.
If there’s one thing I’m grateful for regarding my previous marriage, it’s the hook-up to military insurance/credit.