Crystal Groves

Total tax return for this year: $9677

But that’s with the first-time home-buyer tax credit of $7500, otherwise it’d just be a little over $2k.

Normally I wouldn’t have taken the credit, but since it’s an interest free loan, and I wanted to pay off my car that is -not- an interest free loan, I figured it would be a good trade off. Especially when I’m trying to pay off my fathers loan this year as well. Then all interest debt is gone except the house.

$6,000 is paying off the mustang. I’m going to ask for a pay-off quote though so we’ll see how much less it might be.

$775 is going towards paying four more people that donated money to me and my father for our down payment.

The remaining $2900 is going towards my father’s loan (though I have $140 to pay for PA local taxes). I’ll update the amount left on that at the beginning of March when I post my monthly report again. And with the car paid off, my car payments will be going straight to that balance. We might actually have it paid off in June

I may take a little bit and buy some clothes or a book or something, but most of it will be going towards the loan.

Then it’s complete focus on paying back the last donator! Slowly but surely, I’m getting there

In other news, I completely busted my ass on ice tonight while walking out to the car. I mean instant firey pain to my knee the moment I hit. It’s completely numb now from swelling and I have ice on it which just makes it feel even more ridiculous. I don’t know what I’m going to feel like in the morning. I doubt anything’s broken, it’s just not happy.