Interest Accruing Debt Reduction: December 2009

I’m keeping track of my payments towards the remainder of our interest accruing debt (besides the house) to kinda see the progress as we reach my goal of having this gone by or in February 2010. So expect these posts monthly! Each month, seeing the progress should hopefully motivate me to stay on track with this.

  • Starting Balance of Debt in December 2009: $2937.26
  • Total Payments in December 2009: $1757.17
  • Total Payments YTD: $6458.68
  • Total Card Charges in December 2009: $1013.36
  • Total Finance Charges For December 2009: $28
  • Total Finance Charges YTD: $136.66
  • Starting Balance for January 2010: $2221.45
  • $0 Goal: February 2010

Notes for this month:
At this point I think I’m hoping for a big tax return to still reach my goal for a $0 balance in February. Even after I hit that balance I’m going to have to make regular payments on this card just because it’s the one my dad uses to supplement how little money he has left over from his social security. I just have to really keep watch on how much he spends because sometimes I don’t think he realizes it.

See also:
November 2009, October 2009, September 2009

and My series of paying off dad’s loan in 8 months

Instagram @crystalgrovesmusic

Twitter: @crystalgroves

  • On our way home! 2.5 hour drive ahead of us & then @GameOBeards is gonna pass out. @TheDeadSouth4 are just a amazing & talented in person!about 1 hour ago
  • But we're pretty determined to see @TheDeadSouth4 so we're gonna go get food and come back. @GameOBeards went without sleep for this 💚5 hours ago
  • Well, we're here at a bar & grill to see @TheDeadSouth4, but the bar is standing room only & has no food. Band doesn't play for 2 hours :(5 hours ago
  • Just showed dad who @TheDeadSouth4 was since he was curious where we were going. He's a big fan and he's an old school bluegrasser11 hours ago
  • Us going to see @TheDeadSouth4 is my birthday present to him, so he doesn't want to miss it despite being exhausted. #HesAKeeper14 hours ago


Crystal Groves Written by:

Crystal Groves is a farmer, web developer, musician, blogger, and personal finance enthusiast for the back hills of Maryland and Pennsylvania. She's an old-time blogger, starting just after 9/11, and has been blogging about technology, personal finance, health & wellness, and local news for the last several years.